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HDFC Regalia Gold
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HDFC Regalia Gold

5X on Marks & Spencer, Myntra, Nykaa

Annual Fee₹2500Waived on ₹4L spend
Base Reward1.3%On all spends
Est. Annual Savings13,828Based on ₹4.8L annual spend

Key Benefits

  • 12 Domestic + 6 Int'l Lounges (Priority Pass)
  • Flight Vouchers (₹5k) on ₹5L and ₹7.5L Solar spend
  • Club Vistara Silver + MMT Black Elite

Things to Consider

  • High fee waiver threshold (₹4L)
  • Base reward rate is average (~1.33%)